i recently wrecked my cougar this weekend and did $5400 dollars damage to the front end , yea i know sux huh ?but im just glad i didnt total it. :biggrin: but for those of u who have delt with insurance companys alot i was wondering if u could help me out.Do i have to get factory parts with the insurance money or do u think they'll let me get my own parts with the check they right me, considering factory parts seem to be more than aftermarket and was hoping to get a body kit, hood, z3 fenders since they need replaced anyhow, it would be very stupid to put stock parts back on. and i had the razzi kit and turns out my front clip is trashed , so maybe thought about mix matching razzi sides, with one of the front bumpers and rear bumpers ect... any replies are helpful on what to say or ask the adjuster when i speak to him , thank's.