well I got in to a small accident the other day and the insurance told me to wait to get an appraisal but I got one anyways just to give me an idea. the appraisal I got was 1250$ and my buddy who's dad owns a body shop told me that they could fix it for no more than 600$. So I was just wondering how this is going to work. this is the first accident I've gotten into and I have no idea. will they just cut me a check or send it to the company who is fixing it?