You never know dude. Obviously, from reading about your incident (so sorry by the way) on I-95 (great racing road though), you still don't have the insurance details worked out. It might actually be cheaper to put the kit on...and put some cash in your pocket (depending on the amount of the claim; if the claim was over $2500, this might be a great option; 750 for the kit, then to get it put on/painted..you might have $1000 in your pocket). The SW kit overall is sweet as hell.
But I would find out who's paying for what.
In retrospect, the SW bumper would look kinda strange without the front and the skirts...
Ok..that's just my $0.02. I have to go now..i'm tired. i writing in too many ().
L8er
-drew-