Getting rid of the cougar?!?!

Ldycgr99 · 06-05-2008, 12:19 PM

MAYBE!!! haha If all goes well Iam getting a 05 pontiac GT1. i know its no GTP which would be nice but the payments on my cougar are a lil rediculous! my interest rate is the highest there is so iam paying more than what its worth!

I love my cougar.... If I dont get the pontiac then me and the cougar are meant to be.

wadespencer99 · 06-05-2008, 12:28 PM

OMFG DON'T DOO EEETT!!!

Pontiacs get flat tires

frenchblueC2 · 06-05-2008, 12:59 PM

Have you tried refinancing the Cougar?
And won't the Plastiac cost more since it's newer than the Cougar?
What about the insurance for the GT? Is it comparable to the insurance costs for the Cougar?

gring0 · 06-05-2008, 01:06 PM

gt are junk my friend bought 1 and they things been in the shop more then hes driven it.. the comment about the flat tires is funny cause the first 5min after he bought it. it got a flat tire and the cel came on lol

Ldycgr99 · 06-05-2008, 01:25 PM

lol funny about the flat.

My boyfriend had a GT for 3 years and a GTP for 2. they are great cars. i mean I know the sales manager so I can get a good price! plus Iam paying $215 a month on the cougar now and thats a lil rediculous if you ask me for a car thats a 99 with 103,000 miels on it. The only problem my bf had was the transmission but its under warranty.

JScullin · 06-05-2008, 01:38 PM

How do you have such a high payment at this point? I was paying $255/mo when I bought it new in 2000. I then refinanced it later and got it down to $115/mo.

I think the cars value dropped below $10k sometime in 04-05.

Ldycgr99 · 06-05-2008, 01:46 PM

My credit was so bad i had an interest rate of like 21%, And the bank I went through does not refinance. its retarded. It was $3,000 and its a 28 month payment so Iam really paying $6,048.

also i went to get a new car a couple months ago I think it was an 02 chevy Xtreme and It was 13,000 and i would be payin 213 a month with low mileage and a newer vehicle.

gring0 · 06-05-2008, 04:08 PM

so go take another personal loan out and pay the car off should be cheaper

Ldycgr99 · 06-05-2008, 04:31 PM

um... I dont think a bank would do it for that little amount....

I can also try that.... Like my boyfriend was the one who said well u should get a new car and lower your payments since we are moving out and need all the extra money we can get, And My eyes watered I dont wanna get rid of it but it is for the best. It was an upgrade from the 91 acura with no power steering no ac xtra lose gear box ghetto purple tint walmart special cd player ripped seats body rott!! lol

I just always loved pontiacs since my b/f has had one. Easier and cheaper to hook up. Ill def try and get out another loan for my hulk

im confusing I KNOW! thats how Iam.

JScullin · 06-05-2008, 04:41 PM

Personal loans can be in any amount, usually in $500 increments. Also, if you're a part of a credit union see if you can open a low, fixed APR card and do a cash advance on that to pay the car off.

My bank has a 9.9% APR across the card and it allowed me to take out a cash advance at that rate as opposed to a personal loan at 13.5%.

06-05-2008, 12:19 PM	#1 (permalink)
Ldycgr99 NECO Member Join Date: Apr 2008 Location: Weymouth Mass Posts: 135	Getting rid of the cougar?!?! MAYBE!!! haha If all goes well Iam getting a 05 pontiac GT1. i know its no GTP which would be nice but the payments on my cougar are a lil rediculous! my interest rate is the highest there is so iam paying more than what its worth! I love my cougar.... If I dont get the pontiac then me and the cougar are meant to be. __________________ R.I.P Chris Baker 9/30/85-6/14/08

06-05-2008, 12:59 PM	#3 (permalink)
frenchblueC2 Cockblocking since 2004 Join Date: May 2001 Location: Manchester, NH Posts: 3,340	Re: Getting rid of the cougar?!?! Have you tried refinancing the Cougar? And won't the Plastiac cost more since it's newer than the Cougar? What about the insurance for the GT? Is it comparable to the insurance costs for the Cougar? __________________ Kim 2001 Cougar C2 2007 Mazdaspeed6 GT

06-05-2008, 01:06 PM	#4 (permalink)
gring0 NECO Member Join Date: Mar 2007 Location: springfield Posts: 264	Re: Getting rid of the cougar?!?! gt are junk my friend bought 1 and they things been in the shop more then hes driven it.. the comment about the flat tires is funny cause the first 5min after he bought it. it got a flat tire and the cel came on lol __________________ 99 t-red/tan csvt #1062 x2 99 green and tan csvt

06-05-2008, 01:25 PM	#5 (permalink)
Ldycgr99 NECO Member Join Date: Apr 2008 Location: Weymouth Mass Posts: 135	Re: Getting rid of the cougar?!?! lol funny about the flat. My boyfriend had a GT for 3 years and a GTP for 2. they are great cars. i mean I know the sales manager so I can get a good price! plus Iam paying $215 a month on the cougar now and thats a lil rediculous if you ask me for a car thats a 99 with 103,000 miels on it. The only problem my bf had was the transmission but its under warranty. __________________ R.I.P Chris Baker 9/30/85-6/14/08

06-05-2008, 01:38 PM	#6 (permalink)
JScullin Obey Join Date: Feb 2000 Location: Stoneham, MA Posts: 9,513	Re: Getting rid of the cougar?!?! How do you have such a high payment at this point? I was paying $255/mo when I bought it new in 2000. I then refinanced it later and got it down to $115/mo. I think the cars value dropped below $10k sometime in 04-05. __________________ Skolenimation: Graphic Design \| Modifications @ CougarDB.com \| NEW! Flickr Account "In the beginning of a change, the patriot is a scarce man, and brave, and hated and scorned. When his cause succeeds, the timid join him, for then it costs nothing to be a patriot." - Mark Twain

06-05-2008, 01:46 PM	#7 (permalink)
Ldycgr99 NECO Member Join Date: Apr 2008 Location: Weymouth Mass Posts: 135	Re: Getting rid of the cougar?!?! My credit was so bad i had an interest rate of like 21%, And the bank I went through does not refinance. its retarded. It was $3,000 and its a 28 month payment so Iam really paying $6,048. also i went to get a new car a couple months ago I think it was an 02 chevy Xtreme and It was 13,000 and i would be payin 213 a month with low mileage and a newer vehicle. __________________ R.I.P Chris Baker 9/30/85-6/14/08 Last edited by Ldycgr99; 06-05-2008 at 01:56 PM.

06-05-2008, 04:08 PM	#8 (permalink)
gring0 NECO Member Join Date: Mar 2007 Location: springfield Posts: 264	Re: Getting rid of the cougar?!?! so go take another personal loan out and pay the car off should be cheaper __________________ 99 t-red/tan csvt #1062 x2 99 green and tan csvt

06-05-2008, 04:31 PM	#9 (permalink)
Ldycgr99 NECO Member Join Date: Apr 2008 Location: Weymouth Mass Posts: 135	Re: Getting rid of the cougar?!?! um... I dont think a bank would do it for that little amount.... I can also try that.... Like my boyfriend was the one who said well u should get a new car and lower your payments since we are moving out and need all the extra money we can get, And My eyes watered I dont wanna get rid of it but it is for the best. It was an upgrade from the 91 acura with no power steering no ac xtra lose gear box ghetto purple tint walmart special cd player ripped seats body rott!! lol I just always loved pontiacs since my b/f has had one. Easier and cheaper to hook up. Ill def try and get out another loan for my hulk im confusing I KNOW! thats how Iam. __________________ R.I.P Chris Baker 9/30/85-6/14/08

06-05-2008, 04:41 PM	#10 (permalink)
JScullin Obey Join Date: Feb 2000 Location: Stoneham, MA Posts: 9,513	Re: Getting rid of the cougar?!?! Personal loans can be in any amount, usually in $500 increments. Also, if you're a part of a credit union see if you can open a low, fixed APR card and do a cash advance on that to pay the car off. My bank has a 9.9% APR across the card and it allowed me to take out a cash advance at that rate as opposed to a personal loan at 13.5%. __________________ Skolenimation: Graphic Design \| Modifications @ CougarDB.com \| NEW! Flickr Account "In the beginning of a change, the patriot is a scarce man, and brave, and hated and scorned. When his cause succeeds, the timid join him, for then it costs nothing to be a patriot." - Mark Twain

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