I got frauded!

[BigBalledOX]

Originally Posted by bdiddy

i wouldnt say so much people's gullibility, although that is definitely a part, but most people think as soon as the check clears you are good to go

Nah, its pure gullibility. Seriously, when people fall for this, or any other scam, I just can't help but think they must be stupid as ****. Or too greedy for their own good.

[marinofan]

After I got hte check I woulda told him thanks for the tip, now how do you want the items shipped? LOL

[PREDATOR]

Update

Hold up!

Do you want me to send the money or not? Hell, I'll just keep the cash and you'll be out of $2,400!

Now, be calm or else I just won't reply to any of your emails!

John


--- On Tue, 6/24/08, Shah Brian <bshah1903@live.com> wrote:

> From: Shah Brian <bshah1903@live.com>
> Subject: RE: ok - $200 (Surprise, AZ)
> To: drub16@yahoo.com
> Date: Tuesday, June 24, 2008, 9:04 PM
> Hello Mr John,
> I told you to send the money via money gram only.. why
> did you send money order?If there is a better way to get
> this back it will be the best.. ok??
>

[Nezerconezer]

You should totally keep the money.

[yankees]

John,
I'm actually receiving emails from the same Brian guy trying to buy my rims and tires from Craigslist. I have been receiving emails that are almost verbatim to what you have posted, even the same misspellings.

He calls himself Brian Smith.

He sent me a check drawn on a BofA acount from a company called World Agape Inc. from Arcadia California.

The only way I found out this was a total scam was I googled the shipper info and saw your post "I got frauded". Thank you so much because you saved me and my family a lot of grief.

This guy needs to be put away. I have all his info.

[BigBalledOX]

Originally Posted by Nezerconezer

You should totally keep the money.

. . . uh, what money?

[kustomcougar]

Originally Posted by BigBalledOX

. . . uh, what money?

ya i agree, i had that happen to me and called the police and they said there is nothing anybody can do because they use fake name and address and everything, the guy who did mine was some chinese name

[burton160w]

Ugh, I work as a member service rep the other day. Older lady in her late 50s comes in with a check for $3600. Not a payroll check. She's not rich. Something doesn't add up.

"Ma'am, if you don't mind me asking, where did you get this check?"

"... Oh, weird story actually. I won the lottery in the United Kingdom. Funny, because I haven't been there in years."

So yes, people fall for this crap all of the time. The scam works exactly like this:

When you cash or deposit a check at a bank, we collect it, put it through your account and what not. Someone picks the checks up and it goes through the Federal Reserve. The reserve amounts of the banks involved are altered and the check gets sent back to the original bank the check is drawn off of where it can be further verified. This process can take up to two weeks or longer.

When you cash or deposit a check at a bank, the teller either puts a hold on it or not. At mine, payroll checks have no holds. Checks drawn off of a local bank (surrounding area banks) will have a 2-day hold and non-local or large sums that seem suspicious will receive a 5-day hold. 2-days is pointless. By the time that clears, I doubt our checks have even been picked up yet. Even 5-days doesn't mean ****. But if we started putting 2-week holds on checks, people would find checks inconvenient and wouldn't use them, which would lessen the money supply.

The scammer will send you the check, which is usually fraudulent or drawn off of a fraudulent account. Larger banks usually have a much more invasive security procedure, but it's quite easy to set up false accounts with smaller institutions. Think local banks and credit unions. The check is for a larger amount then it was supposed to be for. You're supposed to cash the check and send the remainder back to the person. You can even wait for the check to clear from your account. That doesn't mean it's a good check, that just means that the amount of hold time has gone by. You may not find out until three weeks later that Commerce has come back that the check is fraud and they are not going to reimburse your bank for the amount of the check, which is how you get screwed out of the money.

Identity theft is a *****. It's also an incredibly easy way to fraud someone out of money and make others life a living hell. I can't tell you how many times I've gone out in the lobby of where I work to find papers with Social Security #'s, addresses, and account numbers just sitting there on the table waiting for someone else to pick up. It's basically like saying - "Good sir, would you please **** with my life?"

The surefire way to make sure you don't get scammed is cash. If cash doesn't work, request a check drawn off of a local bank or a place with a branch near you. That way you can cash the check AT that branch. Make sure any check you receive you make a Xerox and save it.

[Honzo]

you should be like "alright, i've cashed the check. Please allow 2-3 months for everything to clear and then i'll send you your $2k"

[PREDATOR]

Originally Posted by yankees

John,
I'm actually receiving emails from the same Brian guy trying to buy my rims and tires from Craigslist. I have been receiving emails that are almost verbatim to what you have posted, even the same misspellings.

He calls himself Brian Smith.

He sent me a check drawn on a BofA acount from a company called World Agape Inc. from Arcadia California.

The only way I found out this was a total scam was I googled the shipper info and saw your post "I got frauded". Thank you so much because you saved me and my family a lot of grief.

This guy needs to be put away. I have all his info.

WOW! Glad I could help somebody!

Here's an update: The guy must have googled his crap

Anyways, I got the check today for $2,450.00 I immediately became suspect. The envelope was shipped from Canada, the check had a California Address, the shipping info had a Texas address and none of the names matched up.

I was suspicious before, from the emails, so that's why I gave the guy my work address.

I gave BofA all of the information and hopefully they catch this guy. They stated getting about 4 fake checks that same day.

So be careful!


READ THAT YOU FULL.. SO YOU WANNA SCAM ME?? THATS A CHIT AND I WILL GET YOU SOON>> I WILL SEND AM SOMEONE TO GET YOU AND YOUR FAMILY SOON>ok?

Hmm... is that a threat? It's funny how the scammer gets scammed and then gets his panties in a bunch

I hope more people google this crap before falling for his stunt again