Insurace?!?!?!?!?!?!?!?!?!?

[TacomaCoug]

Car care? maybe? So I need to find something to get my insurance cheaper. What does everyone have? I'm 22 and I think I only have like 1 ticket on my record and that was when i was 19. I pay $200/month.:banghead: That's way too much right now, w/ child support, cell phone, car payment, and my credit card(s). I had to take my car off insurance and put myself on my mom's SUV. I pay only $60/month to drive her Suzuki Grand Vitara. Its like a 2005. I hate it but its way cheaper than my car. But its hard to meet a girl these days and take her out in my mom's car (long story why I even moved back home, but i wont get into that). I need my Coug back. Who does everyone have?:banghead: I have state farm. I just did the steer clear program just the other day and that should bring me down to $170/month. I want to get it lower and I'll leave state farm if I can find it cheaper. Thanks everyone...

[TacomaCoug]

OMG! I spelled insurance wrong. WTF!

[mosoblkcougar]

I have Columbia insurance and I pay $50/month. Put yourself on as a part time driver on the Cougar under your mom's insurance, it'll lower your premium a whole lot, cause thats what I do.

[Goldie]

part of it may be because you are in Pierce County. When I moved from Portland up to that area, my insurance doubled just because of the area - and I was in a suburb... not even the middle of a bad neighborhood or something.
Was told Pierce Co. has the highest car thefts per capita in the country and that was the reason for the higher rates there.

[Rhino]

Yikes....that is high, sorry I can't help you out. I also have State Farm and pay around $70/month and that includes my renters insurance....but I'm also 32 years old and my Cougar is driven less than 7,000 miles per year.

Good Luck

[Monkeygrits]

I have Erie...They are great to deal with..I pay like 550 every 6 months with full coverage in my cougar and escape...BTW Im 28

[scrupul0us]

24 - Liberty Mutual - 115$/mn

cant wait to be 25 next year and watch that number plummit :)

[99CougarNy]

I pay around $300 a month, 18 under mom and dads insurance. Thats full coverage, theft, windows and the whole nine .. I live on long island, said to have high rates as well.

[xxnyghtxryderxx]

17 - Progressive - Under mom's insurance, partial coverage - part time driver - spotless history - $140/month.

[2002XR]

21 - AIG Insurance....Under my moms name or whatever. 100/Month/full coverage

[posthuman63t]

Division under Johnsons Insurance:

I'm 22, no accidents/tickets on my record.
I pay $520 a yr/ for Full coverage on my 2000 SVT.

[edean37]

I have Safe Auto

Im 19 and with 6 points on my license, i got fulll coverage for $ 269/ month

[Blackcoog]

I'm 24 and I use State Farm. I have a house and multiple cars insured through them so the price is a bit cheaper. I pay $78/month for full coverage in my name.

[kustomcougar]

i have full coverage through LOOK! for $106 a month and i'm 22 with 8 points on my license, so i don't know what to tell you!

[Drewmanfu0]

WTF isnt this a :repost: just a couple threads up.

[Second_Chance]

WTF isnt this a :repost: just a couple threads up.

well apparently not too many people feel that way or they wouldn't respond to it.

[Second_Chance]

with insurance, it depends on many factors, so even though someone is in the same boat as you they may get it for less... i'm 18, have state farm, and pay $45.22/mo. for full coverage.

[smootheone69]

19-Farmers insurance- full coverage/free tow/free rental car etc
100 a month sometimes its cheaper if they take it outta your bank account thats what i am doing.

[1SlowKat]

21 - Liberty Mutual - $55 a month full coverage as a full time driver of the cougar - spotless record

[MOMO]

270 every six months... full coverage.

have you thought about putting all the cars under same insurance company or putting your mom as the primary driver?

[Goldie]

WTF isnt this a :repost: just a couple threads up.
this thread was actually 1st (july) and the other was the repost. both should be locked because it's totally irrelevant to know what others are paying for insurance.:lock:

[res0f8as]

this thread was actually 1st (july) and the other was the repost. both should be locked because it's totally irrelevant to know what others are paying for insurance.:lock:

I disagree.

Insurance is something which is required for our vehicles (due to laws) just like gas and others. It would just be like asking what price has people come across for a set of wheels or a sound system.

It will vary based on many factors (location, insurance company, driving record, etc) which maybe hard to get a good comparison with everyone on the board because their factors will differ but at least it might give a good indication of which insurance companies might give a cheaper rate.

The only problem with this post is it's in the wrong section. Should be put elsewhere (General Info comes to mind).

[Goldie]

It will vary based on many factors (location, insurance company, driving record, etc) which maybe hard to get a good comparison with everyone on the board because their factors will differ exactly my point.
people has said everything from payint $30/month to $300/month.

[res0f8as]

exactly my point.
people has said everything from payint $30/month to $300/month.

Which is fine and all.

But let me ask you this though: what’s the difference between asking what someone had purchased a set of tires for their car and what people are paying for insurance?

Both have different factors that contribute to what the final outcome is but in a general sense both are asking the same thing: what a person shelled out their hard earned cash for.

My point is this: The thread should not be locked because it’s not irrelevant.
It's a relevant as anything else that involves our cars. Further input might prove helpful to not only the originator of the thread but to someone else who might have the same question.

[VCCUGR]

i got full coverage from state farm and i pay 45 a month but i have another car..........

[TrackCat]

I pay 68 for full insurance. I would steer away from big name insurance companies they are have the worst customer service and highest prices.

[JoeM]

I pay 123/month for homeowners, and liability on 3 vehicles.

[Tommyboy]

$220 a month in my name, keep in mind i am 20 male, through kemper auto, one accident and one fender bender.....

[scrupul0us]

i have full coverage through LOOK! for $106 a month and i'm 22 with 8 points on my license, so i don't know what to tell you!
someone take his keys away :rolleyes:

[cougarprophet]

$96 canadian

im 21 but it goes threw a company plan so i get discounted rate....also it didnt go up when i had a peak of 10points in 3 tickets

[ND4SPD]

about $125/month for both my mom and I.

$96 canadian

im 21 but it goes threw a company plan so i get discounted rate....also it didnt go up when i had a peak of 10points in 3 tickets
10 points?! what did you do man? run over school children as they got off a school bus with lights flashing? :eek: lol! :)

[cougarprophet]

lol
1: 3 points speeding
2: 2 points speeding
3: 3 points speeding
4: 2 points no seatbelt

i guess it was 4 tickets