Aight, so I'm sort of in the market for a new car as you guys may have known. I gave up the SMART car idea, but I'm possibly looking at a MINI. This is a few months down the road since I want to ride the Coug till she croaks.
But I have a slight problem - I'm eighteen.
That means my credit is the low right now
I grabbed my score report from work and it's at 637. I don't know exactly how that stacks up nationally, but what I do know is that I'm having a tough time finding someone who will loan to me.
I have two credit cards, one is through my credit union and I've used it a lot and payed it in full each month.
What can I do to get my credit score up in a short amount of time. I don't have a cosigner which makes it tough. I know I have no problem making the payments, but finding some place that will loan the money I will need is a *****.